Underwriting Risk Predictor
Why curve your way to predicting underwriting accuracy when Prognos can give you straight answers — now.
Harmonized clinical lab data delivers powerful insights that improve predictive risk assessment.
The path to accurate underwriting predictive accuracy doesn’t have to be a long and winding road. Prognos’ Underwriting product straightens the curve by harnessing the power of machine learning algorithms applied to the Prognos Health Registry, the industry’s largest registry of multi-source harmonized laboratory data. The Registry contains laboratory values on over 325 million Americans. Laboratory values are an unambiguous indicator of the presence of disease and inform over over 70% of clinical decisions.
Getting Started is Easy.
The process is simple — and the results are unequalled in the industry. Upon receiving a de-identified employer census, it is matched against our HIPAA compliant Registry where unique and highly-trained models produce a reliable risk score that captures clinically-based health insights to predict risk. Prognos’ predictive analytics deliver a risk prediction score for each employer group based on relative projected per member annual cost, and a projected per member per month cost.

Prognos’ underwriting risk product has provided us with formerly elusive member insight that is now effortless to operationalize. We consider this [product] an integral part of our ongoing underwriting risk efforts.
Actuarial lead, Underwriting, Top 5 Payer
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